stop repossession Cape Town debt counselling

Debt review in South Africa is a legal process that protects individuals and families from creditor harassment and repossession while restructuring debts into one affordable repayment. In 2025, with costs rising, it’s a practical lifeline for breadwinners. DC Experts offers free NCR-compliant assessments, creates court-approved repayment plans, and ensures essentials are safeguarded. On completion, you receive a clearance certificate and your credit record is restored — allowing a fresh start for your family.