DC Experts

HOW DOES IT WORK?

We review all your current credit commitments (personal loans, credit cards, retail store cards, hire purchase agreements, your bond, vehicle finance, etc) and consolidate everything into one affordable payment by negotiating new terms and interest rate concessions with your credit providers. We do this by reducing your monthly payments to terms acceptable to your credit providers, while still ensuring you have sufficient funds left over each month to cover all your basic needs and expenses.

If you are struggling right now to make ends meet, reach out to us today. There is light at the end of the tunnel. In just a few easy steps, you too can become debt free. 

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STEP

01

Request a free consultation.

Call us on 087 150 3823 or request a call back via the online form and one of our friendly DC Experts consultants will contact you and provide you with a highly confidential and FREE financial assessment to see if you qualify.

STEP

02

Complete your Application Form.

If you qualify, you will be assisted with the completion of the application form (Form 16) telephonically. We will send you the completed form to sign, and you return the signed form to us immediately for instant protection.

STEP

03

Notify your Creditors

As soon as we receive your signed application form, we immediately notify your creditors that you have applied for debt review. You are now protected in terms of the National Credit Act and your assets are safe.

STEP

04

Negotiate a new payment plan.

We request confirmation of your loan agreements from all your credit providers, negotiate better interest rates wherever possible and restructure your repayments to an amount you can afford based on your financial situation.

STEP

05

Pay only one single affordable monthly instalment.

You pay one easy monthly instalment via an NCR accredited PDA (Payment Distribution Authority) who distribute the funds to all your credit providers in accordance with your restructured payment plan.

STEP

06

Make the approved plan an Order of the Court.

Our panel of Specialist Attorneys apply to the Magistrates Court on your behalf to make the restructured repayment plan an order of the court binding your creditor providers to the agreement.

STEP

07

Your debt is paid off!

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